Your Partner for
Wealth Advisory.

We are fiduciary financial advisors offering visionary wealth management, transcending the capabilities and limitations of traditional firms.
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Commons Capital conference room showing the large table and tan leather chairsA poster-like plaque showing the Commons Capital received the FIVE Star Wealth Manager Award from Boston Magazine.
our firm

Independent. Unbiased.
Trusted.

Commons Capital is an independent, boutique private wealth management firm delivering an extraordinary multi-family office experience. Founded in 2009, the firm is headquartered in Needham, Massachusetts and maintains an office in New York City.
We were established on the belief that we can greatly improve on the traditional Wall Street relationship. While economies of scale may substantially benefit financial institutions, they also create potential costs in the form of conflicts of interest. Our independence frees us from those biases and allows us to focus on what is important — you.
our story

2009

Founding of Commons Capital

6

Private Wealth Advisors

125+

Cumulative years of experience

6

Industry awards
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Commons Capital empowers top talent with autonomy and fosters their success.

Meet the dynamic individuals committed to achieving excellence, driving results, and exceeding expectations in all that we do.
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commons capital — private wealth management

Our People

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featured insights

Deep Dives

All insights
Financial Planning
September 2, 2025

Smarter Retirement Withdrawal Strategies

Discover smart retirement withdrawal strategies to secure your future. This guide covers the 4% rule, dynamic plans, and tax tips for lasting income.
Read Article
The Markets
September 1, 2025

Variable Universal Life Insurance: A Complete Guide

Explore variable universal life insurance (VUL) with our complete guide. Learn how VUL works, its pros and cons, and if it's the right choice for you.
Read Article
Financial Planning
August 31, 2025

What Is Private Wealth Management? A Comprehensive Guide

Discover what is private wealth management, how it works for high-net-worth individuals, and the core strategies used to grow and protect wealth.
Read Article
careers

Join Commons Capital

We are always seeking to strengthen our firm with new talents. Explore opportunities at Commons Capital.
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Frequently asked questions

Common Queries

What type of insurance does Commons Capital carry to protect my assets?

Through our relationship with Fidelity Institutional Wealth Services, LLC, accounts with Commons Capital have FDIC, SIPC and a supplemental policy through Lloyd’s of London to provide protection on 100% of all account balances.

The Federal Deposit Insurance Corporation (FDIC) is a U.S. government agency that insures cash deposits at FDIC member banks, generally up to $250,000 per account. For more information related to the FDIC, including coverage limits and rules, please visit fdic.gov.

The Securities Investor Protection Corporation (SIPC) is a nonprofit organization that protects stocks, bonds, and other securities in case a brokerage firm goes bankrupt and assets are missing. The SIPC will cover up to $500,000 in securities, including a $250,000 limit for cash held in a brokerage account. Learn more about SIPC coverage at sipc.org.

Are you a Registered Investment Adviser (RIA) with the Securities and Exchange Commission (SEC)?

Yes, Commons Capital is a Registered Investment Adviser. Our Form ADV is available to interested parties. For more information about Registered Investment Advisers and what you need to know before selecting one, please refer to the SEC's website.

How much wealth do I need to work with you? Do you have a minimum threshold?

Just as our client relationships are unique, so too are our parameters for starting a relationship with a client. Generally, the more complex the financial situation, the more need for assistance. Sometimes the level of complexity is directly correlated with wealth and other times it is not.

We evaluate each potential client relationship as it develops. We do not have a stated minimum relationship size, but clients with at least $500k of investable assets are usually able to take advantage of the majority and holistic nature of our services.

Are the Private Wealth Advisors at Commons Capital fiduciaries?

All of the Private Wealth Advisors at Commons Capital are fiduciaries and manage their clients' investments in a way that is aligned with the clients' best interests. They must follow certain rules and regulations. Some financial advisors can act in a fiduciary capacity, but be careful — this does not mean that all advisors are fiduciaries.

What fees do you charge for your services?

As a fee-only private wealth management firm, we do not accept any commissions and we do not have any fee-sharing relationships with outside providers. We do not have a stated fee schedule with minimums, maximums or breakpoints. Each client relationship is unique and is evaluated on a case-by-case basis. Different services require different rationales for establishing fees.

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